Ray Gharavi DBA Reduce.com Insurance and Financial Services is licensed in every state excluding Hawaii. Agent license numbers listed below as required by state law:
| State |
License Number |
| AK |
53530 |
| AL |
8228416 |
| AR |
272834 |
| AZ |
184659 |
| CA |
OE28365 |
| CO |
7866426 |
| CT |
2224640 |
| DC |
2807804 |
| DE |
1013246 |
| FL |
E132289 |
| GA |
692467 |
| HI |
PENDING |
| IA |
273588 |
| ID |
AL115897 |
| IL |
NPN-7866426 |
| IN |
459544 |
| KS |
NPN-7866426 |
| KY |
595042 |
| LA |
320267 |
| MA |
1800617 |
| MD |
NPI199196 |
| ME |
PRN107463 |
| MI |
347949 |
| MN |
20474383 |
| MO |
PR335340 |
| MS |
314741 |
| MT |
970167 |
| NC |
NPN-7866426 |
| ND |
7866426 |
| NE |
AG316277 |
| NH |
409207 |
| NJ |
1025634 |
| NM |
636709 |
| NV |
194872 |
| NY |
LA526761 |
| OH |
641303 |
| OK |
987520 |
| OR |
200165 |
| PA |
416071 |
| RI |
2008402 |
| SC |
391564 |
| SD |
5703225 |
| TN |
916416 |
| TX |
1289523 |
| UT |
219008 |
| VA |
NPN-7866426 |
| VT |
315308 |
| WA |
NPN-7866426 |
| WI |
2450070 |
| WV |
434921 |
| WY |
77872 |