With a consumer-centric reputation built on innovation, we are dedicated to providing a customer experience unique in the industry today. Besides life insurance that meets your needs, Fidelity Life has combined technology with underwriting innovation to create a unique, web-based underwriting process that speeds up the time needed to approve you for a policy. By utilizing the Internet and the active involvement of our underwriters, we virtually eliminate embarrassing exams, invasive tests and tedious delays so you obtain coverage from Fidelity Life in days, not months.
Currently, Fidelity Life has over $22.4 billion of life insurance in-force, over $550 million in admitted assets, and capital and surplus of over $275 million. With one of the industry’s strongest capital to risk ratios, we also offer an A.M. Best A- (Excellent) rating.Fidelity Life Association Insurance Company's products are distributed through independent life insurance agents and agencies.
10-year term life insurance with rates guaranteed for 10 years.View Brochure
15-year term life insurance with rates guaranteed for 15 years.View Brochure
20-year term life insurance with rates guaranteed for 20 years.View Brochure
30-year term life insurance with rates guaranteed for 30 years.View Brochure
Provides a level premium and the death benefit is less than the full benefit amount during the initial 24 months.View Brochure
Graded Death Benefit Whole Life is a level death benefit after year 2, level premium whole life policy paid up at age 120. It provides cash values and standard non-forfeiture options such as cash loans, paid-up insurance and automatic premium loan (APL). View Brochure
Level term life insurance with rates guaranteed for 10, 15, 20 and 30-years with blended coverage providing an initial All Cause Death Benefit and Accidental Death Benefit. Initial blend of coverage is issued after the customer is approved through a non-medical, 24-to-48 hour underwriting process. Optional to undergo medical underwriting within the first six months of the policy's issue date to potentially qualify for an improved blend of policy benefits. All Cause Death Benefit is renewable on a level premium basis through the initial term period, and on an annual renewable term (ART) basis up to age 95. The Accidental Death Benefit expires after the initial term period.View Brochure