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Why Reduce
Why Reduce.com as your Insurance shopping service? 

There are 100's of insurance related websites, and each and every one promises the best value and wonderful service. So why should you select Reduce.com? As one of the top rated life insurance firms on the world wide web, we've learned a lot! After working with many satisfied insurance buyers, we believe that our experience provides you with real advantages when shopping with Reduce.com:



  • No additional cost for our services. All the services offered by Reduce.com are provided at no extra cost to you, the consumer. If you buy a life insurance plan through Reduce.com, you'll pay the regular monthly premium to the life insurance company you chose, but you'll pay nothing to us. Our fees are paid by the insurance companies in the form of commissions, which are built into the premium amount.


  • Broad Selection. Because we are a life insurance agency and not a life insurance company, we can offer plans from multiple insurance companies in your area. We offer a broad selection of life insurance companies and plans, which allows you find the plan that best fits your needs. In fact, Reduce.com is the number one source for individual and family life insurance plans nationwide, online or offline.


  • Life insurance is our only business and expertise. Unlike many Internet insurance sites offering quotes for life, auto, homeowners, health, dental, Medicare supplements, etc., life insurance is all we do. We do it well, and you will only deal with us, and not some other organization, insurance company or agent to whom your vital statistics have been transferred for a fee.


  • Top Rated Companies & Guaranteed Premiums . We only provide quotes from companies rated at least B++ (Secure / Very Good), A-(Secure / Excellent), A(Secure / Excellent) , A+(Secure / Superior), A++ (Secure / Superior) or better by the A.M. Best Company. We also only quote those products with level premiums fully guaranteed for the entire length of the term period you select (some exceptions may apply). Life Insurance should create certainty out of uncertainty and we believe that guarantees are imperative when financial promises have to be met!


  • Best Prices. Life insurance rates are filed with and regulated by your state's Department of Insurance. Whether you buy from Reduce.com, your local agent, or directly from the life insurance company, you'll pay the same monthly premium for the same plan.


  • Excellent Customer Care. We believe that you'll enjoy the best customer experience available in the life insurance industry. The licensed life insurance agents and knowledgeable representatives that staff our customer care center will help you make the most of your money with professional, unbiased advice.
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Life insurance, Term Life Insurance, Term Life No-Exam (also known as Term Life Insurance No-Medical Exam and Life Insurance No-Physical) quotes are available through Reduce.com in the following states: Alabama (AL), Alaska (AK), Arizona (AZ), Arkansas (AR), California (CA), Colorado (CO), Connecticut (CT), Delaware (DE), Florida (FL), Georgia (GA), Idaho (ID), Illinois (IL), Indiana (IN), Iowa (IA), Kansas (KS), Kentucky (KY), Louisiana (LA), Maine (ME), Maryland (MD), Massachusetts (MA), Michigan (MI), Minnesota (MN), Mississippi (MS), Missouri (MO), Montana (MT), Nebraska (NE), Nevada (NV), New Hampshire (NH), New Jersey (NJ), New Mexico (NM), New York (NY), North Carolina (NC), North Dakota (ND), Ohio (OH), Oklahoma (OK), Oregon (OR), Pennsylvania (PA), Rhode Island (RI), South Carolina (SC), South Dakota (SD), Tennessee (TN), Texas (TX), Utah (UT), Vermont (VT), Virginia (VA), Washington (WA), Washington DC (DC), West Virginia (WV), Wisconsin (WI), Wyoming (WY).
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